Rates
Loan Rates
Vehicle Loan Rates
Boats & RVs
Other Loan Types
Home Loans
VISA Credit Cards
Savings Rates
Share Accounts / IRA
Certificates of Deposit
Money Market Account
Loan Rates
Loan rates are expressed as Annual Percentage Rate (APR). Rates appearing on this page are the best rates that yu can get with a good credit score. The actual rate will be determined as part of the loan analysis after the credit union has obtained a credit report and any other information required to make the loan decision. Your rate may be lower than the best rate.
Vehicle Loan Rates
| New Cars & Trucks 0% Down |
| Effective Date: 5/12/2010 |
| Term | APR as low as* |
| Up to 60 Months |
3.85% |
| 61-72 Months |
4.35% |
| * Reduced 0.10% with 10% down. |
| Used Cars and Trucks 2002-2009 |
| Effective Date: 5/12/2010 |
| Term | APR as low as* |
| Up to 60 Months |
4.75% |
Boats & RVs
| New Boats & RVs |
| Effective Date: 5/12/2010 |
| Term | APR as low as* |
| Up to 60 Months |
4.00% |
| 61 - 120 Months |
4.75% |
| 85 - 120 Months |
4.75% |
| 121 - 180 Months |
5.55% |
| * Loans of $30,000 or more. |
| Used Boats & Rvs |
| Effective Date: 5/12/2010 |
| Term | APR as low as* |
| Up to 60 Months |
5.05% |
| 61 - 84 Months |
5.55% |
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Other Loan Types
| Other Loan Types |
| Effective Date: 5/12/2010 |
| Type | Term | APR as low as* |
| Classic or Antique Car |
Up to 60 Months |
5.75% |
| Home Improvement |
Up to 60 Months |
5.75% |
| Computer or Educational |
Up to 60 Months |
5.75% |
| New Farm or Utility Equiptment |
Up to 60 Months |
5.75% |
| Used Farm or Utility Equiptment |
Up to 60 Months |
7.00% |
| Signature Loan |
Up to 12 Months |
7.50% |
| |
Up to 24 Months |
8.50% |
| |
25 - 36 Months |
9.50% |
| |
37 - 48 Months |
10.50% |
| Revolving Line of Credit |
|
15.90% |
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Home Loans
| Home Equity Loans |
| Effective Date: 5/12/2010 |
| Term | APR as low as* |
| Open-End Variable Rate Line of Credit |
Prime - 0.25 - Floor Rate 3.75 |
| Closed-End Fixed Rate |
4.00% |
| 1st Mortgages |
| Type |
| Call us for current rate information. |
VISA Credit Card
| VISA Credit Card |
| Effective Date: 5/12/2010 |
| Type | APR as low as* |
| VISA Classic Credit Card |
12.90% |
| No Annual Fee. 25 Day Grace Period. No Minimum Finance Charge. |
| VISA Platinum Preferred Credit Card |
9.90% |
| No Annual Fee. 25 Day Grace Period. No Minimum Finance Charge. Rate determined by credit score. |
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Savings Rates
Dividend rates for May 1 through May 31, 2010, credited to accounts on June 1, 2010. Savings rates are expressed as Annual Percentage Yield ( APY) and Annual Percentage Rate (APR).
Share Accounts / IRA
| Share Accounts/IRAs |
| Effective Date: 5/12/2010 |
| Type | Dividend Rate APR | APY | Dividend Compounding | Dividend Credit | Minimum Opening Balance | Minimum Balance for Dividend | Dividend Computation Method |
| Regular Share Account |
0.15% |
0.15% |
Monthly |
Monthly |
$5.00 |
$0.00 |
Daily Balance |
| Special Share Account |
0.15% |
0.15% |
Monthly |
Monthly |
$5.00 |
$0.00 |
Daily Balance |
| Christmas Club Account |
0.10% |
0.10% |
Monthly |
Monthly |
$5.00 |
$0.00 |
Daily Balance |
| Share Draft / Checking Account |
0.00% |
0.00% |
None |
None |
$5.00 |
$0.00 |
None |
| IRA |
0.65% |
0.65% |
Monthly |
Monthly |
$5.00 |
$0.00 |
Daily Balance |
Certificates of Deposit
| Certificates of Deposit |
| Effective Date: 5/12/2010 |
| Opening Balance | Term | APR | APY |
| $5,000.00 |
6 Months |
0.80% |
0.80% |
| |
12 Months |
1.00% |
1.00% |
| |
24 Months |
1.40% |
1.39% |
| |
36 Months |
1.90% |
1.87% |
| |
48 Months |
2.40% |
2.32% |
| $10,000.00 |
6 Months |
0.90% |
0.90% |
| |
12 Months |
1.10% |
1.10% |
| |
24 Months |
1.50% |
1.49% |
| |
36 Months |
2.00% |
1.96% |
| |
48 Months |
2.50% |
2.41% |
| APR = Annual Percentage Rate. APY = Annual Percentage Yield. |
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Money Market Account
| Money Market Account |
| Effective Date: 5/12/2010 |
| Opening Balance | APR | APY |
| $0.00 - $2,499.99 |
0.00% |
0.00% |
| $2,500 - $24,999.99 |
0.40% |
0.40% |
| $25,000 or more |
0.75% |
0.75% |
| APR = Annual Percentage Rate. APY = Annual Percentage Yield. |
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